Protecting What Matters Most

Successful individuals and families often face complex insurance exposures that extend well beyond the scope of standard policies. Our Private Client Group specializes in designing tailored insurance solutions for high-value assets, multiple properties, and unique liability risks.

We provide specialized coverage for:

• Unique, Custom, and Historic Homes
• Secondary, Vacation, and Investment Properties
• Luxury and Classic Automobiles
• Jewelry, Fine Art, and Collectibles
• Complex Ownership Structures, Including LLCs and Trusts
• Yachts
• Excess Liability
• Primary and Excess Flood Insurance
• Workers’ Compensation for Household Employees
• International Exposures
• Specialized Coverage for Unique Risks
• Customized Life Insurance Strategies

What to Expect

Before you become a client, our Private Client Group conducts a comprehensive review of your current insurance portfolio and gathers additional information about your lifestyle, assets, and ownership structure. In many cases, this process reveals important coverage gaps, outdated valuations, and liability exposures that had not been previously identified.

Our goal is to eliminate unexpected surprises at the time of a claim by ensuring your insurance program accurately reflects your full risk profile.

We then design a coordinated insurance portfolio tailored to your needs and secure the most advantageous solutions available through our extensive market access. This includes relationships with leading high-net-worth insurance carriers, specialty markets throughout the United States, and select London markets for more complex exposures.

Once your program is in place, we conduct regular reviews to ensure your coverage remains aligned with changing assets, property values, and evolving risk exposures. As a Private Client Group member, you receive ongoing attention and proactive guidance to help maintain both coverage accuracy and cost efficiency.

Value-Added Services

When you partner with Wheeler & Taylor’s Private Client Group, comprehensive insurance and risk management are only the beginning. Through our affiliated companies and specialized relationships, clients may access a range of additional services, including:

• Bespoke financed life insurance and investment strategies for clients with assets exceeding $10 million
• Concierge high-net-worth mortgage advisory and placement services (minimum $1 million financed)
• Complimentary background checks for domestic staff
• Worldwide travel information and assistance
• Consultations with specialists in jewelry, fine art, private employment, and home construction
• On-site risk management, security, and loss prevention consultations