That’s where specialized professional liability insurance becomes essential.
Through access to carriers focused on architects and engineers professional liability coverage, Wheeler & Taylor helps firms secure protection designed specifically for the complex risks associated with design and construction projects.
That’s why precision matters.
Key factors that impact insurance accuracy include:
Wheeler & Taylor approaches professional liability the same way we approach insurance overall: with a structured, consultative process designed to align coverage with the real-world risks architects and engineers face every day.
Professional liability insurance helps protect architects and engineers against claims involving design errors, omissions, project disputes, or allegations of negligence related to professional services.
Coverage may include legal defense costs, settlements, judgments, and claims arising from design mistakes, specification issues, project delays, or other professional service-related allegations.
Many contracts, project owners, and government entities require architects and engineers to carry professional liability coverage before work can begin on a project.
Architects, civil engineers, structural engineers, surveyors, consultants, landscape architects, and design-build firms can all benefit from professional liability coverage.
No. General liability insurance typically covers bodily injury and property damage, while professional liability insurance is designed to address claims involving professional services and design work.
Pricing depends on factors such as firm size, annual revenue, project types, claims history, years in business, and the scope of professional services provided.
No. These benefits are typically paid by employees through payroll deductions.
Most professional liability policies are written on a claims-made basis, meaning coverage generally applies when a claim is reported during the active policy period.
Depending on the policy structure and carrier, coverage may be extended to include subcontracted professional services or outside consultants working on behalf of your firm.
Even minor design issues or project disputes can lead to expensive legal claims. Professional liability insurance helps protect your business, reputation, and financial stability when these situations arise.
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